Talma

Postal code 04240 · Sipoo · Uusimaa

04240 Talma

In brief

Talma (04240) has 1,159 residents, 5% of the population of Sipoo. The age structure is close to Sipoo's: 17% of residents are aged 16 to 34 and 24% are 65 or over. 20% of households are people living alone and 24% are families with children.

Almost all homes are detached, semi-detached or terraced houses (100%). Homes are larger on average than in Sipoo (118.6 m² compared with 96.3 m²). 92% of households own their home and 5% rent (Sipoo: 27% rent). There are too few sales for the area to have its own price, so the price of €2,697 per m² is the average of old flats of all sizes in blocks of flats in the whole municipality (2025). The price equals 15.5 years of rent at €14.46 per m² a month in new leases.

The median disposable monetary income of residents is €31,012 a year, about €2,584 a month: about the same as in Sipoo and 18% higher than in Finland. 6% of the labour force is unemployed, about the same as in Sipoo (8%). The area has 206 jobs; the largest industry is construction (20%). More common than usual is arts, entertainment and recreation: 18% of jobs (Sipoo: 2%).

The number of residents has fallen by 6% since 2014, while it has grown in Sipoo.

Rank among the city's areas

Living alone
20%
The lowest of 9 areas in Sipoo
Sipoo 37%
Homes in small houses
100%
2nd highest of 9 areas in Sipoo
Sipoo 64%
Aged 65 or over
24%
2nd highest of 9 areas in Sipoo
Sipoo 19%
Unemployment
6%
2nd lowest of 9 areas in Sipoo
Sipoo 8%

Key figures

Residents and households 2024, prices and rents from the latest quarters

Price per m², 1 bedroom: €2,697; Figure for Sipoo; Sipoo–

Rent per m², 1 bedroom: €14.46; Sipoo€14.46

Residents: 1,159; -6.2% since 2014; Mean age47.0

Disposable monetary income, median: €31,012; +21.2% since 2014; a year, about €2,584 a month; Sipoo€30,893; Finland€26,351

Households renting: 5%; of 482 households; Sipoo27%; Finland38%

University or college degree: 37%; of residents aged 18 or over; Sipoo40%; Finland36%

Prices, rents and charges

There are too few sales for the area to have its own price, so the price of €2,697 per m² is the average of old flats of all sizes in blocks of flats in the whole municipality (2025). The price equals 15.5 years of rent at €14.46 per m² a month in new leases.

Price per m²

€2,697

Sipoo, all flat sizes
Sales of old flats in blocks of flats, 2025, 102 sales

Rent per m² a month

€14.46

Figure for Helsinki satellite municipalities
New leases, non-subsidised flats, 2026 Q3

Sipoo: €14.46

Price-to-rent ratio: 15.5 years; Sipoo: –
Gross rental yield: 6.4%; Sipoo: –
Maintenance charge: €4.55; Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year: 10 yrs5 yrsPrice-0.2%-3.3%Rent+0.6%+0.1%; Average of the price index (Uusimaa) and rent index (Uusimaa)

Source: Statistics Finland

Statistics Finland has published no yearly prices for this postal code area in recent years, because there were too few sales.

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Compared with the other areas

The area is among the three highest or lowest postal code areas of Sipoo in 3 of 8 figures: aged 16 to 34, aged 65 or over, unemployment.

Median disposable income6/9
€29,112Martinkylä
Sipoo €30,893Talma €31,012
€33,731Västerskog
€29,112Martinkylä€33,731Västerskog
Households renting5/9
2%Paippinen
Sipoo 27%Talma 5%
40%Söderkulla
2%Paippinen40%Söderkulla
Aged 16 to 343/9
13%Kärrby
Sipoo 20%Talma 17%
24%Söderkulla
13%Kärrby24%Söderkulla
Aged 65 or over2/9
16%Söderkulla
Sipoo 19%Talma 24%
26%Kärrby
16%Söderkulla26%Kärrby
Families with children6/9
21%Martinkylä
Sipoo 26%Talma 24%
33%Paippinen
21%Martinkylä33%Paippinen
University or college degree6/9
35%Paippinen
Sipoo 40%Talma 37%
46%Kalkkiranta
35%Paippinen46%Kalkkiranta
Unemployment8/9
5%Kalkkiranta
Sipoo 8%Talma 6%
8%Martinkylä
5%Kalkkiranta8%Martinkylä
Average home size5/9
86.8 m²Söderkulla
Sipoo 96.3 m²Talma 118.6 m²
128.0 m²Kalkkiranta
86.8 m²Söderkulla128.0 m²Kalkkiranta

Residents

Age

The age structure is close to Sipoo's: 17% of residents are aged 16 to 34 and 24% are 65 or over.

TalmaSipoo

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Pensioners make up 25% of residents, more than in Sipoo (20%).

Talma50%25%12%
Sipoo49%20%17%
Finland43%26%15%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age: 47.0; Sipoo: 43.0
Unemployed, share of the labour force: 6%; Sipoo: 8%
Household size: 2.4; Sipoo: 2.2
Floor area per person: 50.2 m²; Sipoo: 45.3 m²

Households and homes

Tenure

92% of households own their home and 5% rent (Sipoo: 27% rent).

Talma92%
Sipoo71%27%
Finland61%38%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are detached, semi-detached or terraced houses (100%). Homes are larger on average than in Sipoo (118.6 m² compared with 96.3 m²).

Talma100%
Sipoo35%64%
Finland48%50%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

20% of households are people living alone and 24% are families with children.

TalmaSipoo

Living alone20%, Sipoo 37%
Living alone, under 350%, Sipoo 9%
Couple under 35, no children2%, Sipoo 3%
With children24%, Sipoo 26%
With a child under 35%, Sipoo 5%
Single parent3%, Sipoo 5%
All members aged 18–6439%, Sipoo 46%
At least one member 65 or over39%, Sipoo 29%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size: 118.6 m²; Sipoo: 96.3 m²
Dwellings: 524
Summer cottages: 22

Education and income

Highest qualification

37% of adults have a university or college degree, fewer than in Sipoo (40%).

Talma20%37%25%12%
Sipoo20%33%25%15%
Finland22%36%22%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

33% of adults are in Finland's highest-earning fifth, more than the 20% across Finland.

Talma16%51%33%
Sipoo15%54%31%
Finland20%60%20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in each national income group. Across Finland the groups hold 20%, 60% and 20% of adults.

Inhabitants' disposable monetary income, median: €31,012; a year, about €2,584 a month; Sipoo: €30,893
Households' disposable monetary income, median: €65,049; a year, about €5,421 a month; Sipoo: €50,976
University or college degree: 37%; Sipoo: 40%

Jobs

The area has 206 jobs; the largest industry is construction (20%). More common than usual is arts, entertainment and recreation: 18% of jobs (Sipoo: 2%).

Largest industries

TalmaSipoo

Construction20%, Sipoo 11%
Arts, entertainment and recreation18%, Sipoo 2%
Manufacturing10%, Sipoo 10%
Wholesale and retail trade10%, Sipoo 8%
Health and social work10%, Sipoo 15%
Administrative and support services7%, Sipoo 7%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here: 206
Jobs per resident: 0.18; People working in the area divided by people living there; Sipoo: 0.32

Sectors

Talma30%69%
Sipoo22%77%
Finland20%77%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has fallen by 6% since 2014, while it has grown in Sipoo. Median income has risen by 21% since 2014, slower than in Sipoo (25%).

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianTalmaSipooFinland

Income after taxes and compulsory payments, including transfers received. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents: People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income: Disposable monetary income of residents aged 18 or over: earnings, business and property income and transfers received, minus taxes and other transfers paid. In euros of each year.
Households: People living permanently in the same dwelling. Household types overlap.
Prices: Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents: Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas: Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).