Guides
Plain explanations of renting, right of occupancy and buying a home in Finland, with the official sources behind them.
What is right of occupancy (asumisoikeus)?
Right of occupancy in Finland explained plainly: what you pay, who can apply, how applying works and what happens when you move out.
Read the guideWhat does buying a flat cost?
The costs of buying a flat in Finland at purchase, every month and when you sell: transfer tax, the loan, housing company charges, renovations, ASP and tax on the gain.
Read the guideHow to read the price-to-rent ratio
The price-to-rent ratio tells how many years of rent the price of a flat equals. How it is calculated, how to read it and what it leaves out.
Read the guideRenting or buying in Helsinki?
Two Helsinki examples run through the Asumisvalinta comparison: when buying overtakes renting, where right of occupancy does well and which assumptions decide.
Read the guide