Skip to content
Asumisvalinta
Suomeksi

Nakertaja

87830 · Kajaani · Kainuu

Rent, ASO or buy hereShow on the map
87830 Nakertaja

In brief

Nakertaja (87830) has 1,442 residents, 4% of the population of Kajaani. Families stand out: 29% of households have children (Kajaani: 19%). 29% of households are families with children (Kajaani: 19%) and 32% live alone.

Almost all homes are detached, semi-detached or terraced houses (89%). Homes are larger on average than in Kajaani (92.3 m² compared with 77.3 m²). 77% of households own their home and 22% rent (Kajaani: 35% rent). There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

The median disposable monetary income of residents is €28,010 a year, about €2,334 a month: 10% higher than in Kajaani and 6% higher than in Finland. 11% of the labour force is unemployed, about the same as in Kajaani (12%). The area has 109 jobs; the largest industry is education (22%). More common than usual is transport and storage: 14% of jobs (Kajaani: 3%).

The number of residents has fallen by 6% since 2014, at the same pace as in Kajaani.

Rank among the city's areas

  • Aged 65 or over

    17%

    2nd lowest of 18 areas in Kajaani

    Kajaani 25%

  • Jobs per resident

    0.08

    4th lowest of 18 areas in Kajaani

    Kajaani 0.44

  • Families with children

    29%

    4th highest of 18 areas in Kajaani

    Kajaani 19%

Key figures

Residents and households 2024, prices and rents from the latest quarters

Price per m², 1 bedroom
€954
Figure for Kajaani
Kajaani€1,088
Rent per m², 1 bedroom
€12.99
Figure for Kajaani
Kajaani€12.88
Residents
1,442
-5.9% since 2014
Mean age40.0
Disposable monetary income, median
€28,010
+31.4% since 2014
a year, about €2,334 a month
Kajaani€25,528
Finland€26,351
Households renting
22%
of 614 households
Kajaani35%
Finland38%
University or college degree
32%
of residents aged 18 or over
Kajaani32%
Finland36%

Housing costs

There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

Price per m²

€954

Figure for Kajaani
Sales of old flats in blocks of flats, 2026 Q2, 27 sales

Rent per m² a month

€12.99

Figure for Kajaani
New leases, non-subsidised flats, 2026 Q3

Kajaani: €12.88

Price-to-rent ratio
6.1 years
Kajaani: 7.0
Gross rental yield
16.3%
Kajaani: 14.2%
Maintenance charge
€4.55
Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year
10 yrs5 yrsPrice-2.9%-3.8%Rent+1.1%+0.9%
Average of the price index (Kajaani) and rent index (Kajaani)

Source: Statistics Finland

Statistics Finland has published no yearly prices for this postal code area in recent years, because there were too few sales.

Rent, right of occupancy or buy?Enter a flat in this area and see which option is best, year by year.Compare here

Thinking of moving here?

See how prices, sales and rents have developed in the area, and what the coming years could bring.

See the area's housing market

Compared with the other areas

The area is among the three highest or lowest postal code areas of Kajaani in 1 of 8 figures: aged 65 or over.

  • Median disposable income7/18

    €21,901Palokangas
    Kajaani €25,528Nakertaja €28,010
    €31,127Kuluntalahti
    €21,901Palokangas€31,127Kuluntalahti

  • Households renting10/18

    2%Salmijärvi
    Kajaani 35%Nakertaja 22%
    57%Palokangas
    2%Salmijärvi57%Palokangas

  • Aged 16 to 349/18

    14%Kajaani
    Kajaani 23%Nakertaja 19%
    32%Kajaani Keskus
    14%Kajaani32%Kajaani Keskus

  • Aged 65 or over17/18

    15%Kuluntalahti
    Kajaani 25%Nakertaja 17%
    42%Salmijärvi
    15%Kuluntalahti42%Salmijärvi

  • Families with children4/18

    8%Kajaani Keskus
    Kajaani 19%Nakertaja 29%
    39%Kuluntalahti
    8%Kajaani Keskus39%Kuluntalahti

  • University or college degree9/18

    17%Otanmäki-Kytökoski
    Kajaani 32%Nakertaja 32%
    46%Paltaniemi
    17%Otanmäki-Kytökoski46%Paltaniemi

  • Unemployment7/18

    5%Jormua
    Kajaani 12%Nakertaja 11%
    21%Palokangas
    5%Jormua21%Palokangas

  • Average home size8/18

    55.0 m²Kajaani Keskus
    Kajaani 77.3 m²Nakertaja 92.3 m²
    118.7 m²Kuluntalahti
    55.0 m²Kajaani Keskus118.7 m²Kuluntalahti

Residents

Age

Families stand out: 29% of households have children (Kajaani: 19%).

NakertajaKajaani

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Pensioners make up 20% of residents, less than in Kajaani (28%).

  • Nakertaja45%20%20%
  • Kajaani41%28%14%
  • Finland43%26%15%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age
40.0
Kajaani: 44.0
Unemployed, share of the labour force
11%
Kajaani: 12%
Household size
2.3
Kajaani: 1.9
Floor area per person
41.1 m²
Kajaani: 42.0 m²

Households and homes

Tenure

77% of households own their home and 22% rent (Kajaani: 35% rent).

  • Nakertaja77%22%
  • Kajaani64%35%
  • Finland61%38%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are detached, semi-detached or terraced houses (89%). Homes are larger on average than in Kajaani (92.3 m² compared with 77.3 m²).

  • Nakertaja11%89%
  • Kajaani47%51%
  • Finland48%50%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

29% of households are families with children (Kajaani: 19%) and 32% live alone.

NakertajaKajaani

  • Living alone32%, Kajaani 49%
  • Living alone, under 356%, Kajaani 14%
  • Couple under 35, no children2%, Kajaani 4%
  • With children29%, Kajaani 19%
  • With a child under 35%, Kajaani 4%
  • Single parent5%, Kajaani 4%
  • All members aged 18–6445%, Kajaani 47%
  • At least one member 65 or over27%, Kajaani 35%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size
92.3 m²
Kajaani: 77.3 m²
Dwellings
685
Summer cottages
15

Education and income

Highest qualification

32% of adults have a university or college degree, about the same as in Kajaani (32%).

  • Nakertaja15%49%25%
  • Kajaani20%43%24%
  • Finland22%36%22%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

18% of adults are in Finland's lowest-earning fifth and 17% in the highest, close to 20% each.

  • Nakertaja18%65%17%
  • Kajaani20%66%14%
  • Finland20%60%20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in each national income group. Across Finland the groups hold 20%, 60% and 20% of adults.

Inhabitants' disposable monetary income, median
€28,010
a year, about €2,334 a month
Kajaani: €25,528
Households' disposable monetary income, median
€47,636
a year, about €3,970 a month
Kajaani: €35,184
University or college degree
32%
Kajaani: 32%

Jobs

The area has 109 jobs; the largest industry is education (22%). More common than usual is transport and storage: 14% of jobs (Kajaani: 3%).

Largest industries

NakertajaKajaani

  • Education22%, Kajaani 8%
  • Health and social work21%, Kajaani 23%
  • Transport and storage14%, Kajaani 3%
  • Construction13%, Kajaani 6%
  • Other services10%, Kajaani 3%
  • Arts, entertainment and recreation6%, Kajaani 2%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here
109
Jobs per resident
0.08
People working in the area divided by people living there
Kajaani: 0.44

Sectors

  • Nakertaja16%83%
  • Kajaani15%83%
  • Finland20%77%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has fallen by 6% since 2014, at the same pace as in Kajaani. Median income has risen by 31% since 2014, at the same pace as in Kajaani.

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianNakertajaKajaaniFinland

Income after taxes and compulsory payments, including transfers received. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents
People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income
Disposable monetary income of residents aged 18 or over: earnings, business and property income and transfers received, minus taxes and other transfers paid. In euros of each year.
Households
People living permanently in the same dwelling. Household types overlap.
Prices
Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents
Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas
Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).