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Kajaani Keskus

87100 · Kajaani · Kainuu

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87100 Kajaani Keskus

In brief

Kajaani Keskus (87100) has 6,114 residents, 17% of the population of Kajaani. It is the largest among the postal code areas of Kajaani. Older residents stand out: 36% are 65 or over (Kajaani: 25%). This is the 3rd highest share among the postal code areas of Kajaani. 70% of households are people living alone and 8% are families with children.

Almost all homes are in blocks of flats (88%). Homes are smaller on average than in Kajaani (55.0 m² compared with 77.3 m²). 55% of households rent their home, more than in Kajaani (35%). This is the 2nd highest share among the postal code areas of Kajaani. An old one-bedroom flat sells for €1,223 per m² on average, 12% more than the average in Kajaani. The price is the highest among the postal code areas of Kajaani. The price per m² has fallen by 8% since 2020. The price equals 7.8 years of rent at €12.99 per m² a month in new leases.

The median disposable monetary income of residents is €22,459 a year, about €1,872 a month: 12% lower than in Kajaani and 15% lower than in Finland. It is the 2nd lowest among the postal code areas of Kajaani. 15% of the labour force is unemployed, more than in Kajaani (12%). The area is a place of work: it has 6,586 jobs, 1.08 for every resident.

The number of residents has grown by 3% since 2014, while it has fallen in Kajaani.

Rank among the city's areas

  • Families with children

    8%

    The lowest of 18 areas in Kajaani

    Kajaani 19%

  • Aged 16 to 34

    32%

    The highest of 18 areas in Kajaani

    Kajaani 23%

  • Average home size

    55.0 m²

    The smallest of 18 areas in Kajaani

    Kajaani 77.3 m²

  • Residents

    6,114

    The highest of 18 areas in Kajaani

Key figures

Residents and households 2024, prices and rents from the latest quarters

Price per m², 1 bedroom
€1,223
-7.5% since 2020
Kajaani€1,088
Rent per m², 1 bedroom
€12.99
Figure for Kajaani
Kajaani€12.88
Residents
6,114
+3.5% since 2014
Mean age49.0
Disposable monetary income, median
€22,459
+30.6% since 2014
a year, about €1,872 a month
Kajaani€25,528
Finland€26,351
Households renting
55%
of 4,216 households
Kajaani35%
Finland38%
University or college degree
32%
of residents aged 18 or over
Kajaani32%
Finland36%

Housing costs

An old one-bedroom flat sells for €1,223 per m² on average, 12% more than the average in Kajaani. The price is the highest among the postal code areas of Kajaani. The price per m² has fallen by 8% since 2020.

Price per m²

€1,223

Postal code area 87100
Sales of old flats in blocks of flats, 2026 Q1, 14 sales

Rent per m² a month

€12.99

Figure for Kajaani
New leases, non-subsidised flats, 2026 Q3

Kajaani: €12.88

Price-to-rent ratio
7.8 years
Kajaani: 7.0
Gross rental yield
12.7%
Kajaani: 14.2%
Maintenance charge
€4.55
Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year
10 yrs5 yrsPrice-2.9%-3.8%Rent+1.1%+0.9%
Average of the price index (Kajaani) and rent index (Kajaani)

Source: Statistics Finland

Price per m² by flat sizeStudio1 bedroom2+ bedrooms

Yearly average price of old flats in blocks of flats in this postal code area. Gaps are years with too few sales to publish. Source: Statistics Finland.

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Compared with the other areas

The area is among the three highest or lowest postal code areas of Kajaani in 7 of 9 figures: median income, households renting, aged 16 to 34, aged 65 or over, families with children, unemployment, average home size.

  • Price per m², 1 bedroom1/4

    €694Lehtikangas
    Kajaani €1,088Kajaani Keskus €1,223
    €1,223Kajaani Keskus
    €694Lehtikangas€1,223Kajaani Keskus

  • Median disposable income17/18

    €21,901Palokangas
    Kajaani €25,528Kajaani Keskus €22,459
    €31,127Kuluntalahti
    €21,901Palokangas€31,127Kuluntalahti

  • Households renting2/18

    2%Salmijärvi
    Kajaani 35%Kajaani Keskus 55%
    57%Palokangas
    2%Salmijärvi57%Palokangas

  • Aged 16 to 341/18

    14%Kajaani
    Kajaani 23%Kajaani Keskus 32%
    32%Kajaani Keskus
    14%Kajaani32%Kajaani Keskus

  • Aged 65 or over3/18

    15%Kuluntalahti
    Kajaani 25%Kajaani Keskus 36%
    42%Salmijärvi
    15%Kuluntalahti42%Salmijärvi

  • Families with children18/18

    8%Kajaani Keskus
    Kajaani 19%Kajaani Keskus 8%
    39%Kuluntalahti
    8%Kajaani Keskus39%Kuluntalahti

  • University or college degree10/18

    17%Otanmäki-Kytökoski
    Kajaani 32%Kajaani Keskus 32%
    46%Paltaniemi
    17%Otanmäki-Kytökoski46%Paltaniemi

  • Unemployment3/18

    5%Jormua
    Kajaani 12%Kajaani Keskus 15%
    21%Palokangas
    5%Jormua21%Palokangas

  • Average home size18/18

    55.0 m²Kajaani Keskus
    Kajaani 77.3 m²Kajaani Keskus 55.0 m²
    118.7 m²Kuluntalahti
    55.0 m²Kajaani Keskus118.7 m²Kuluntalahti

Residents

Age

Older residents stand out: 36% are 65 or over (Kajaani: 25%). This is the 3rd highest share among the postal code areas of Kajaani.

Kajaani KeskusKajaani

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Pensioners make up 39% of residents, more than in Kajaani (28%).

  • Kajaani Keskus36%11%39%
  • Kajaani41%28%14%
  • Finland43%26%15%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age
49.0
Kajaani: 44.0
Unemployed, share of the labour force
15%
Kajaani: 12%
Household size
1.4
Kajaani: 1.9
Floor area per person
39.8 m²
Kajaani: 42.0 m²

Households and homes

Tenure

55% of households rent their home, more than in Kajaani (35%). This is the 2nd highest share among the postal code areas of Kajaani.

  • Kajaani Keskus45%55%
  • Kajaani64%35%
  • Finland61%38%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are in blocks of flats (88%). Homes are smaller on average than in Kajaani (55.0 m² compared with 77.3 m²).

  • Kajaani Keskus88%
  • Kajaani47%51%
  • Finland48%50%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

70% of households are people living alone and 8% are families with children.

Kajaani KeskusKajaani

  • Living alone70%, Kajaani 49%
  • Living alone, under 3526%, Kajaani 14%
  • Couple under 35, no children5%, Kajaani 4%
  • With children8%, Kajaani 19%
  • With a child under 31%, Kajaani 4%
  • Single parent3%, Kajaani 4%
  • All members aged 18–6453%, Kajaani 47%
  • At least one member 65 or over39%, Kajaani 35%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size
55.0 m²
Kajaani: 77.3 m²
Dwellings
4,833
Summer cottages
22

Education and income

Highest qualification

32% of adults have a university or college degree, about the same as in Kajaani (32%).

  • Kajaani Keskus21%39%23%
  • Kajaani20%43%24%
  • Finland22%36%22%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

24% of adults are in Finland's lowest-earning fifth and 10% in the highest, close to 20% each.

  • Kajaani Keskus24%66%
  • Kajaani20%66%14%
  • Finland20%60%20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in each national income group. Across Finland the groups hold 20%, 60% and 20% of adults.

Inhabitants' disposable monetary income, median
€22,459
a year, about €1,872 a month
Kajaani: €25,528
Households' disposable monetary income, median
€25,512
a year, about €2,126 a month
Kajaani: €35,184
University or college degree
32%
Kajaani: 32%

Jobs

The area is a place of work: it has 6,586 jobs, 1.08 for every resident.

Largest industries

Kajaani KeskusKajaani

  • Health and social work17%, Kajaani 23%
  • Education13%, Kajaani 8%
  • Public administration and defence11%, Kajaani 10%
  • Administrative and support services11%, Kajaani 11%
  • Wholesale and retail trade10%, Kajaani 9%
  • Professional, scientific and technical7%, Kajaani 5%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here
6,586
Jobs per resident
1.08
People working in the area divided by people living there
Kajaani: 0.44

Sectors

  • Kajaani Keskus93%
  • Kajaani15%83%
  • Finland20%77%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has grown by 3% since 2014, while it has fallen in Kajaani. Median income has risen by 31% since 2014, at the same pace as in Kajaani.

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianKajaani KeskusKajaaniFinland

Income after taxes and compulsory payments, including transfers received. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents
People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income
Disposable monetary income of residents aged 18 or over: earnings, business and property income and transfers received, minus taxes and other transfers paid. In euros of each year.
Households
People living permanently in the same dwelling. Household types overlap.
Prices
Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents
Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas
Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).