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Asumisvalinta

Paltaniemi

87850 · Kajaani · Kainuu

87850 Paltaniemi

In brief

Paltaniemi (87850) has 411 residents, 1% of the population of Kajaani. It is the 2nd smallest among the postal code areas of Kajaani. The age structure is close to Kajaani's: 15% of residents are aged 16 to 34 and 26% are 65 or over. 23% of households are people living alone and 23% are families with children.

Almost all homes are detached, semi-detached or terraced houses (100%). Homes are larger on average than in Kajaani (116.9 m² compared with 77.3 m²). 92% of households own their home and 7% rent (Kajaani: 35% rent). There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

The median disposable monetary income of residents is €29,405 a year, about €2,450 a month: 15% higher than in Kajaani and 12% higher than in Finland. 8% of the labour force is unemployed, less than in Kajaani (12%). The area has 55 jobs; the largest industry is transport and storage (45%). Its share is clearly higher than in Kajaani (3%).

The number of residents has fallen by 19% since 2014, more than in Kajaani.

Rank among the city's areas

  • Homes in small houses

    100%

    The highest of 18 areas in Kajaani

    Kajaani 51%

  • University or college degree

    46%

    The highest of 18 areas in Kajaani

    Kajaani 32%

  • Living alone

    23%

    2nd lowest of 18 areas in Kajaani

    Kajaani 49%

  • Residents

    411

    2nd lowest of 18 areas in Kajaani

Key figures

Residents and households 2024, prices and rents from the latest quarters

Price per m², 1 bedroom
€954
Figure for Kajaani
Kajaani€1,088
Rent per m², 1 bedroom
€12.99
Figure for Kajaani
Kajaani€12.88
Residents
411
-19.1% since 2014
Mean age46.0
Disposable monetary income, median
€29,405
+24.6% since 2014
a year, about €2,450 a month
Kajaani€25,528
Finland€26,351
Households renting
7%
of 175 households
Kajaani35%
Finland38%
University or college degree
46%
of residents aged 18 or over
Kajaani32%
Finland36%

Housing costs

There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

Price per m²

€954

Figure for Kajaani
Sales of old flats in blocks of flats, 2026 Q2, 27 sales

Rent per m² a month

€12.99

Figure for Kajaani
New leases, non-subsidised flats, 2026 Q3

Kajaani: €12.88

Price-to-rent ratio
6.1 years
Kajaani: 7.0
Gross rental yield
16.3%
Kajaani: 14.2%
Maintenance charge
€4.55
Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year
10 yrs5 yrsPrice-2.9%-3.8%Rent+1.1%+0.9%
Average of the price index (Kajaani) and rent index (Kajaani)

Source: Statistics Finland

Statistics Finland has published no yearly prices for this postal code area in recent years, because there were too few sales.

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Compared with the other areas

The area is among the three highest or lowest postal code areas of Kajaani in 2 of 8 figures: university or college degree, average home size.

  • Median disposable income5/18

    €21,901Palokangas
    Kajaani €25,528Paltaniemi €29,405
    €31,127Kuluntalahti
    €21,901Palokangas€31,127Kuluntalahti
  • Households renting12/18

    2%Salmijärvi
    Kajaani 35%Paltaniemi 7%
    57%Palokangas
    2%Salmijärvi57%Palokangas
  • Aged 16 to 3412/18

    14%Kajaani
    Kajaani 23%Paltaniemi 15%
    32%Kajaani Keskus
    14%Kajaani32%Kajaani Keskus
  • Aged 65 or over7/18

    15%Kuluntalahti
    Kajaani 25%Paltaniemi 26%
    42%Salmijärvi
    15%Kuluntalahti42%Salmijärvi
  • Families with children9/18

    8%Kajaani Keskus
    Kajaani 19%Paltaniemi 23%
    39%Kuluntalahti
    8%Kajaani Keskus39%Kuluntalahti
  • University or college degree1/18

    17%Otanmäki-Kytökoski
    Kajaani 32%Paltaniemi 46%
    46%Paltaniemi
    17%Otanmäki-Kytökoski46%Paltaniemi
  • Unemployment14/18

    5%Jormua
    Kajaani 12%Paltaniemi 8%
    21%Palokangas
    5%Jormua21%Palokangas
  • Average home size2/18

    55.0 m²Kajaani Keskus
    Kajaani 77.3 m²Paltaniemi 116.9 m²
    118.7 m²Kuluntalahti
    55.0 m²Kajaani Keskus118.7 m²Kuluntalahti

Residents

Age

The age structure is close to Kajaani's: 15% of residents are aged 16 to 34 and 26% are 65 or over.

PaltaniemiKajaani

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Employed people make up 46% of residents, more than in Kajaani (41%).

  • Paltaniemi46%26%15%
  • Kajaani41%28%14%
  • Finland43%26%15%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age
46.0
Kajaani: 44.0
Unemployed, share of the labour force
8%
Kajaani: 12%
Household size
2.3
Kajaani: 1.9
Floor area per person
51.2 m²
Kajaani: 42.0 m²

Households and homes

Tenure

92% of households own their home and 7% rent (Kajaani: 35% rent).

  • Paltaniemi92%
  • Kajaani64%35%
  • Finland61%38%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are detached, semi-detached or terraced houses (100%). Homes are larger on average than in Kajaani (116.9 m² compared with 77.3 m²).

  • Paltaniemi100%
  • Kajaani47%51%
  • Finland48%50%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

23% of households are people living alone and 23% are families with children.

PaltaniemiKajaani

  • Living alone23%, Kajaani 49%
  • Living alone, under 351%, Kajaani 14%
  • Couple under 35, no children1%, Kajaani 4%
  • With children23%, Kajaani 19%
  • With a child under 35%, Kajaani 4%
  • Single parent3%, Kajaani 4%
  • All members aged 18–6437%, Kajaani 47%
  • At least one member 65 or over40%, Kajaani 35%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size
116.9 m²
Kajaani: 77.3 m²
Dwellings
198
Summer cottages
68

Education and income

Highest qualification

46% of adults have a university or college degree, more than in Kajaani (32%). This is the highest share among the postal code areas of Kajaani.

  • Paltaniemi13%39%32%14%
  • Kajaani20%43%24%
  • Finland22%36%22%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

13% of adults are in Finland's lowest-earning fifth and 25% in the highest, close to 20% each.

  • Paltaniemi13%62%25%
  • Kajaani20%66%14%
  • Finland20%60%20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in each national income group. Across Finland the groups hold 20%, 60% and 20% of adults.

Inhabitants' disposable monetary income, median
€29,405
a year, about €2,450 a month
Kajaani: €25,528
Households' disposable monetary income, median
€57,070
a year, about €4,756 a month
Kajaani: €35,184
University or college degree
46%
Kajaani: 32%

Jobs

The area has 55 jobs; the largest industry is transport and storage (45%). Its share is clearly higher than in Kajaani (3%).

Largest industries

PaltaniemiKajaani

  • Transport and storage45%, Kajaani 3%
  • Construction15%, Kajaani 6%
  • Administrative and support services15%, Kajaani 11%
  • Agriculture, forestry and fishing7%, Kajaani 2%
  • Wholesale and retail trade7%, Kajaani 9%
  • Professional, scientific and technical5%, Kajaani 5%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here
55
Jobs per resident
0.13
People working in the area divided by people living there
Kajaani: 0.44

Sectors

  • Paltaniemi15%78%
  • Kajaani15%83%
  • Finland20%77%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has fallen by 19% since 2014, more than in Kajaani. Median income has risen by 25% since 2014, slower than in Kajaani (30%).

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianPaltaniemiKajaaniFinland

Income after taxes and compulsory payments, including transfers received. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents
People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income
Disposable monetary income of residents aged 18 or over: earnings, business and property income and transfers received, minus taxes and other transfers paid. In euros of each year.
Households
People living permanently in the same dwelling. Household types overlap.
Prices
Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents
Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas
Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).