Jormua

87970 · Kajaani · Kainuu

87970 Jormua

In brief

Jormua (87970) has 421 residents, 1% of the population of Kajaani. It is the 3rd smallest among the postal code areas of Kajaani. Families stand out: 26% of households have children (Kajaani: 19%). 26% of households are families with children (Kajaani: 19%) and 32% live alone.

Almost all homes are detached, semi-detached or terraced houses (99%). Homes are larger on average than in Kajaani (114.9 m² compared with 77.3 m²). 96% of households own their home and 3% rent (Kajaani: 35% rent). There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

The median disposable monetary income of residents is €29,456 a year, about €2,455 a month: 15% higher than in Kajaani and 12% higher than in Finland. 5% of the labour force is unemployed, less than in Kajaani (12%). The area has 58 jobs; the largest industry is construction (41%). More common than usual is agriculture, forestry and fishing: 22% of jobs (Kajaani: 2%).

The number of residents has fallen by 14% since 2014, more than in Kajaani.

Rank among the city's areas

Unemployment
5%
The lowest of 18 areas in Kajaani
Kajaani 12%
Average home size
114.9 m²
3rd largest of 18 areas in Kajaani
Kajaani 77.3 m²
Aged 16 to 34
14%
3rd lowest of 18 areas in Kajaani
Kajaani 23%
Residents
421
3rd lowest of 18 areas in Kajaani

Key figures

Residents and households 2024, prices and rents from the latest quarters

Price per m², 1 bedroom: €954; Figure for Kajaani; Kajaani€1,088

Rent per m², 1 bedroom: €12.99; Figure for Kajaani; Kajaani€12.88

Residents: 421; -14.3% since 2014; Mean age44.0

Disposable monetary income, median: €29,456; +37.4% since 2014; a year, about €2,455 a month; Kajaani€25,528; Finland€26,351

Households renting: 3%; of 183 households; Kajaani35%; Finland38%

University or college degree: 29%; of residents aged 18 or over; Kajaani32%; Finland36%

Housing costs

There are too few sales for the area to have its own price, so the one-bedroom price of €954 per m² is that of price area Kajaani. The price equals 6.1 years of rent at €12.99 per m² a month in new leases.

Price per m²

€954

Figure for Kajaani
Sales of old flats in blocks of flats, 2026 Q2, 27 sales

Rent per m² a month

€12.99

Figure for Kajaani
New leases, non-subsidised flats, 2026 Q3

Kajaani: €12.88

Price-to-rent ratio: 6.1 years; Kajaani: 7.0
Gross rental yield: 16.3%; Kajaani: 14.2%
Maintenance charge: €4.55; Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year: 10 yrs5 yrsPrice-2.9%-3.8%Rent+1.1%+0.9%; Average of the price index (Kajaani) and rent index (Kajaani)

Source: Statistics Finland

Statistics Finland has published no yearly prices for this postal code area in recent years, because there were too few sales.

Rent, right of occupancy or buy?Enter a flat in this area and see which option is best, year by year.Compare here

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Compared with the other areas

The area is among the three highest or lowest postal code areas of Kajaani in 3 of 8 figures: aged 16 to 34, unemployment, average home size.

Median disposable income4/18
€21,901Palokangas
Kajaani €25,528Jormua €29,456
€31,127Kuluntalahti
€21,901Palokangas€31,127Kuluntalahti
Households renting15/18
2%Salmijärvi
Kajaani 35%Jormua 3%
57%Palokangas
2%Salmijärvi57%Palokangas
Aged 16 to 3416/18
14%Kajaani
Kajaani 23%Jormua 14%
32%Kajaani Keskus
14%Kajaani32%Kajaani Keskus
Aged 65 or over8/18
15%Kuluntalahti
Kajaani 25%Jormua 25%
42%Salmijärvi
15%Kuluntalahti42%Salmijärvi
Families with children7/18
8%Kajaani Keskus
Kajaani 19%Jormua 26%
39%Kuluntalahti
8%Kajaani Keskus39%Kuluntalahti
University or college degree15/18
17%Otanmäki-Kytökoski
Kajaani 32%Jormua 29%
46%Paltaniemi
17%Otanmäki-Kytökoski46%Paltaniemi
Unemployment18/18
5%Jormua
Kajaani 12%Jormua 5%
21%Palokangas
5%Jormua21%Palokangas
Average home size3/18
55.0 m²Kajaani Keskus
Kajaani 77.3 m²Jormua 114.9 m²
118.7 m²Kuluntalahti
55.0 m²Kajaani Keskus118.7 m²Kuluntalahti

Residents

Age

Families stand out: 26% of households have children (Kajaani: 19%).

JormuaKajaani

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Children under 15 make up 19% of residents, more than in Kajaani (14%).

Jormua43%29%19%
Kajaani41%28%14%
Finland43%26%15%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age: 44.0; Kajaani: 44.0
Unemployed, share of the labour force: 5%; Kajaani: 12%
Household size: 2.3; Kajaani: 1.9
Floor area per person: 50.7 m²; Kajaani: 42.0 m²

Households and homes

Tenure

96% of households own their home and 3% rent (Kajaani: 35% rent).

Jormua96%
Kajaani64%35%
Finland61%38%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are detached, semi-detached or terraced houses (99%). Homes are larger on average than in Kajaani (114.9 m² compared with 77.3 m²).

Jormua99%
Kajaani47%51%
Finland48%50%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

26% of households are families with children (Kajaani: 19%) and 32% live alone.

JormuaKajaani

Living alone32%, Kajaani 49%
Living alone, under 352%, Kajaani 14%
Couple under 35, no children3%, Kajaani 4%
With children26%, Kajaani 19%
With a child under 35%, Kajaani 4%
Single parent5%, Kajaani 4%
All members aged 18–6435%, Kajaani 47%
At least one member 65 or over40%, Kajaani 35%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size: 114.9 m²; Kajaani: 77.3 m²
Dwellings: 203
Summer cottages: 122

Education and income

Highest qualification

29% of adults have a university or college degree, fewer than in Kajaani (32%).

Jormua17%53%22%
Kajaani20%43%24%
Finland22%36%22%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

25% of adults are in Finland's highest-earning fifth, more than the 20% across Finland.

Jormua17%58%25%
Kajaani20%66%14%
Finland20%60%20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in each national income group. Across Finland the groups hold 20%, 60% and 20% of adults.

Inhabitants' disposable monetary income, median: €29,456; a year, about €2,455 a month; Kajaani: €25,528
Households' disposable monetary income, median: €51,990; a year, about €4,332 a month; Kajaani: €35,184
University or college degree: 29%; Kajaani: 32%

Jobs

The area has 58 jobs; the largest industry is construction (41%). More common than usual is agriculture, forestry and fishing: 22% of jobs (Kajaani: 2%).

Largest industries

JormuaKajaani

Construction41%, Kajaani 6%
Agriculture, forestry and fishing22%, Kajaani 2%
Education14%, Kajaani 8%
Transport and storage9%, Kajaani 3%
Manufacturing3%, Kajaani 8%
Professional, scientific and technical3%, Kajaani 5%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here: 58
Jobs per resident: 0.14; People working in the area divided by people living there; Kajaani: 0.44

Sectors

Jormua22%47%31%
Kajaani15%83%
Finland20%77%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has fallen by 14% since 2014, more than in Kajaani. Median income has risen by 37% since 2014, faster than in Kajaani (30%).

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianJormuaKajaaniFinland

Income after taxes and compulsory payments, including transfers received. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents: People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income: Disposable monetary income of residents aged 18 or over: earnings, business and property income and transfers received, minus taxes and other transfers paid. In euros of each year.
Households: People living permanently in the same dwelling. Household types overlap.
Prices: Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents: Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas: Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).