Karttula Keskus

72100 · Kuopio · Pohjois-Savo

72100 Karttula Keskus

In brief

Karttula Keskus (72100) has 1,411 residents, 1% of the population of Kuopio. Older residents stand out: 37% are 65 or over (Kuopio: 23%). 50% of households are people living alone and 15% are families with children.

Almost all homes are detached, semi-detached or terraced houses (93%). Homes are larger on average than in Kuopio (86.7 m² against 72.9 m²). 72% of households own their home and 26% rent (Kuopio: 45% rent). There are too few sales for a price of the area's own, so the one-bedroom price of €1,367 per m² is that of price area Kuopio 2. The price equals 8.3 years of rent at €13.66 per m² a month in new leases.

The median disposable monetary income of residents is €23,047 a year, about €1,921 a month: 9% lower than in Kuopio and 13% lower than in Finland. 14% of the labour force is unemployed, about the same as in Kuopio (12%). The area has 426 jobs; the largest industry is health and social work (29%). More common than usual is agriculture, forestry and fishing: 16% of jobs (Kuopio: 2%).

The number of residents has fallen by 16% since 2014, while it has grown in Kuopio.

Rank among the city's areas

Aged 16 to 34
12%
8th lowest of 53 areas in Kuopio
Kuopio 27%
Families with children
15%
11th lowest of 53 areas in Kuopio
Kuopio 18%
Median disposable income
€23,047
11th lowest of 53 areas in Kuopio
Kuopio €25,390

Key figures

Residents and households 2024, prices and rents latest quarters

Price per m², 1 bedroom: €1,367; Figure for Kuopio 2; Kuopio€1,948

Rent per m², 1 bedroom: €13.66; Figure for Kuopio 2; Kuopio€14.69

Residents: 1,411; -15.6% since 2014; Mean age52.0

Disposable monetary income, median: €23,047; +29.4% since 2014; a year, about €1,921 a month; Kuopio€25,390; Finland€26,351

Households renting: 26%; of 775 households; Kuopio45%; Finland38%

University or college degree: 23%; of residents aged 18 or over; Kuopio38%; Finland36%

Housing costs

There are too few sales for a price of the area's own, so the one-bedroom price of €1,367 per m² is that of price area Kuopio 2. The price equals 8.3 years of rent at €13.66 per m² a month in new leases.

Price per m²

€1,367

Figure for Kuopio 2
Sales of old flats in blocks of flats, 2026 Q2, 41 sales

Rent per m² a month

€13.66

Figure for Kuopio 2
New leases, non-subsidised flats, 2026 Q3

Kuopio: €14.69

Middle half of sales, € per m²

Karttula Keskus€1,367Kuopio €1,948

€1,271 – €2,647Figure for Kuopio, 2026 Q2

Price-to-rent ratio: 8.3 years; Kuopio: 11.1
Gross rental yield: 12.0%; Kuopio: 9.0%
Middle half of rents, € a month: 601–€742; Figure for Kuopio 2, 2026 Q3
Maintenance charge: €4.55; Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year: 10 yrs5 yrsPrice-3.3%-3.9%Rent+1.0%+1.0%; Average of the price index (Kuopio 2) and rent index (Kuopio)

Source: Statistics Finland

Statistics Finland has published no yearly prices for this postal code area in recent years, because there were too few sales.

Rent, right of occupancy or buy?Enter a flat in this area and see which option comes out ahead, year by year.Compare here

Compared with the other areas

In none of these 8 figures is the area among the three highest or lowest postal code areas of Kuopio.

Median disposable income43/53
€20,091Niuvaniemen Sairaala-alue
Kuopio €25,390Karttula Keskus €23,047
€31,776Kurkimäki
€20,091Niuvaniemen Sairaala-alue€31,776Kurkimäki
Households renting21/53
0%Jännevirta
Kuopio 45%Karttula Keskus 26%
84%Niuvaniemen Sairaala-alue
0%Jännevirta84%Niuvaniemen Sairaala-alue
Aged 16 to 3446/53
7%Viitaniemi
Kuopio 27%Karttula Keskus 12%
45%Etu-Niirala
7%Viitaniemi45%Etu-Niirala
Aged 65 or over9/53
10%Niuvaniemen Sairaala-alue
Kuopio 23%Karttula Keskus 37%
52%Mustinlahti
10%Niuvaniemen Sairaala-alue52%Mustinlahti
Families with children43/53
5%Niuvaniemen Sairaala-alue
Kuopio 18%Karttula Keskus 15%
43%Kurkimäki
5%Niuvaniemen Sairaala-alue43%Kurkimäki
University or college degree41/53
10%Viitaniemi
Kuopio 38%Karttula Keskus 23%
54%Jynkänmäki
10%Viitaniemi54%Jynkänmäki
Unemployment12/53
4%Kurkimäki
Kuopio 12%Karttula Keskus 14%
22%Saarijärvi
4%Kurkimäki22%Saarijärvi
Average home size32/53
50.7 m²Etu-Niirala
Kuopio 72.9 m²Karttula Keskus 86.7 m²
122.4 m²Kaislastenlahti
50.7 m²Etu-Niirala122.4 m²Kaislastenlahti

Residents

Age

Older residents stand out: 37% are 65 or over (Kuopio: 23%).

Karttula KeskusKuopio

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Pensioners make up 40% of residents, more than in Kuopio (25%).

Karttula Keskus35%40%12%
Kuopio43%25%14%
Finland43%26%15%

Employed35%
Unemployed6%
Students5%
Pensioners40%
Children aged 0–1412%
Other1%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age: 52.0; Kuopio: 43.0
Unemployed, share of the labour force: 14%; Kuopio: 12%
Household size: 1.8; Kuopio: 1.8
Floor area per person: 49.6 m²; Kuopio: 40.2 m²

Households and homes

Tenure

72% of households own their home and 26% rent (Kuopio: 45% rent).

Karttula Keskus72%26%
Kuopio54%45%
Finland61%38%

Owner-occupied72%
Rented26%
Other or unknown2%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

Almost all homes are detached, semi-detached or terraced houses (93%). Homes are larger on average than in Kuopio (86.7 m² against 72.9 m²).

Karttula Keskus93%
Kuopio59%40%
Finland48%50%

Blocks of flats5%
Detached, semi-detached and terraced houses93%
Other buildings1%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

50% of households are people living alone and 15% are families with children.

Karttula KeskusKuopio

Living alone50%, Kuopio 49%
Living alone, under 353%, Kuopio 17%
Couple under 35, no children2%, Kuopio 6%
With children15%, Kuopio 18%
With a child under 33%, Kuopio 4%
Single parent3%, Kuopio 4%
All members aged 18–6437%, Kuopio 52%
At least one member 65 or over50%, Kuopio 30%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size: 86.7 m²; Kuopio: 72.9 m²
Dwellings: 969
Summer cottages: 765

Education and income

Highest qualification

23% of adults have a university or college degree, fewer than in Kuopio (38%).

Karttula Keskus25%50%18%
Kuopio17%37%24%13%
Finland22%36%22%13%

Basic education or unknown25%
Matriculation examination2%
Vocational qualification50%
Bachelor's or lowest tertiary18%
Master's or higher5%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

23% of adults are in the lowest-earning fifth of Finland and 13% in the highest, close to 20% each.

Karttula Keskus23%65%13%
Kuopio21%63%17%
Finland20%60%20%

Lowest 20% in Finland23%
Middle 60%65%
Highest 20%13%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in the national income tenths. In Finland the groups hold 20%, 60% and 20%.

Inhabitants' disposable monetary income, median: €23,047; a year, about €1,921 a month; Kuopio: €25,390
Households' disposable monetary income, median: €33,195; a year, about €2,766 a month; Kuopio: €34,696
University or college degree: 23%; Kuopio: 38%

Jobs

The area has 426 jobs; the largest industry is health and social work (29%). More common than usual is agriculture, forestry and fishing: 16% of jobs (Kuopio: 2%).

Largest industries

Karttula KeskusKuopio

Health and social work29%, Kuopio 25%
Agriculture, forestry and fishing16%, Kuopio 2%
Construction9%, Kuopio 7%
Wholesale and retail trade8%, Kuopio 10%
Education8%, Kuopio 9%
Transport and storage7%, Kuopio 4%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here: 426
Jobs per resident: 0.30; People working in the area divided by people living there; Kuopio: 0.44

Sectors

Karttula Keskus16%15%69%
Kuopio14%83%
Finland20%77%

Primary production16%
Industry and construction15%
Services69%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has fallen by 16% since 2014, while it has grown in Kuopio. Median income has risen by 29% since 2014, at the same pace as in Kuopio.

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianKarttula KeskusKuopioFinland

Income after taxes and compulsory payments, transfers received included. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents: People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income: Disposable money income of residents aged 18 or over: earnings, entrepreneurial and property income and received transfers, minus taxes and other paid transfers. In euros of the year.
Households: People living permanently in the same dwelling. Household types overlap.
Prices: Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents: Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas: Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).