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Karjasilta

90140 · Oulu · Pohjois-Pohjanmaa

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90140 Karjasilta

In brief

Karjasilta (90140) has 3,811 residents, 2% of the population of Oulu. Older residents stand out: 25% are 65 or over (Oulu: 18%). 63% of households are people living alone and 12% are families with children.

77% of homes are in blocks of flats and 20% in detached, semi-detached or terraced houses. Homes are smaller on average than in Oulu (57.1 m² against 74.8 m²). 52% of households rent their home, more than in Oulu (45%). An old one-bedroom flat sells for €2,760 per m² on average, 29% more than the average in Oulu. The price is the 3rd highest among the postal code areas of Oulu. The price per m² has risen by 17% since 2020. The price equals 14.8 years of rent at €15.57 per m² a month in new leases.

The median disposable monetary income of residents is €25,234 a year, about €2,103 a month: about the same as in Oulu and 4% lower than in Finland. 12% of the labour force is unemployed, about the same as in Oulu (14%). The area has 2,324 jobs; the largest industry is professional, scientific and technical (17%). More common than usual is arts, entertainment and recreation: 9% of jobs (Oulu: 2%).

The number of residents has grown by 21% since 2014, faster than in Oulu.

Rank among the city's areas

  • Price per m², 1 bedroom

    €2,760

    3rd highest of 24 areas in Oulu

    Oulu €2,136

  • Jobs per resident

    0.61

    5th highest of 44 areas in Oulu

    Oulu 0.46

  • Aged 65 or over

    25%

    7th highest of 44 areas in Oulu

    Oulu 18%

  • Living alone

    63%

    8th highest of 44 areas in Oulu

    Oulu 49%

Key figures

Residents and households 2024, prices and rents latest quarters

Price per m², 1 bedroom
€2,760
+17.1% since 2020
Oulu€2,136
Rent per m², 1 bedroom
€15.57
Figure for Oulu 1
Oulu€14.67
Residents
3,811
+20.9% since 2014
Mean age45.0
Disposable monetary income, median
€25,234
+22.8% since 2014
a year, about €2,103 a month
Oulu€25,996
Finland€26,351
Households renting
52%
of 2,409 households
Oulu45%
Finland38%
University or college degree
45%
of residents aged 18 or over
Oulu41%
Finland36%

Housing costs

An old one-bedroom flat sells for €2,760 per m² on average, 29% more than the average in Oulu. The price is the 3rd highest among the postal code areas of Oulu. The price per m² has risen by 17% since 2020.

Price per m²

€2,760

Postal code area 90140
Sales of old flats in blocks of flats, 2026 Q1, 8 sales

Rent per m² a month

€15.57

Figure for Oulu 1
New leases, non-subsidised flats, 2026 Q3

Oulu: €14.67

Middle half of sales, € per m²

Karjasilta€2,760Oulu €2,136
€1,512 – €2,750Figure for Oulu, 2026 Q2
Price-to-rent ratio
14.8 years
Oulu: 12.1
Gross rental yield
6.8%
Oulu: 8.2%
Middle half of rents, € a month
600–€760
Figure for Oulu 1, 2026 Q3
Maintenance charge
€4.55
Average per m² a month, Finland outside Greater Helsinki, 2025
Change a year
10 yrs5 yrsPrice-0.9%-3.0%Rent+1.4%+1.5%
Average of the price index (Oulu 1) and rent index (Oulu)

Source: Statistics Finland

Price per m² by flat sizeStudio1 bedroom2+ bedrooms

Yearly average price of old flats in blocks of flats in this postal code area. Gaps are years with too few sales to publish. Source: Statistics Finland.

Rent, right of occupancy or buy?Enter a flat in this area and see which option comes out ahead, year by year.Compare here

Compared with the other areas

The area is among the three highest or lowest postal code areas of Oulu in 1 of 9 figures: price per m², 1 bedroom.

  • Price per m², 1 bedroom3/24

    €918Rajakylä
    Oulu €2,136Karjasilta €2,760
    €3,397Äimärautio
    €918Rajakylä€3,397Äimärautio

  • Median disposable income28/44

    €18,045Kaijonharju-Linnanmaa
    Oulu €25,996Karjasilta €25,234
    €33,738Hiukkavaara
    €18,045Kaijonharju-Linnanmaa€33,738Hiukkavaara

  • Households renting11/44

    2%Kontio
    Oulu 45%Karjasilta 52%
    92%Kontinkangas
    2%Kontio92%Kontinkangas

  • Aged 16 to 3411/44

    5%Pahkakoski - Räinä
    Oulu 30%Karjasilta 34%
    61%Äimärautio
    5%Pahkakoski - Räinä61%Äimärautio

  • Aged 65 or over7/44

    5%Hiukkavaara
    Oulu 18%Karjasilta 25%
    48%Pahkakoski - Räinä
    5%Hiukkavaara48%Pahkakoski - Räinä

  • Families with children34/44

    5%Äimärautio
    Oulu 20%Karjasilta 12%
    46%Hiukkavaara
    5%Äimärautio46%Hiukkavaara

  • University or college degree11/44

    14%Pahkakoski - Räinä
    Oulu 41%Karjasilta 45%
    62%Hiukkavaara
    14%Pahkakoski - Räinä62%Hiukkavaara

  • Unemployment25/44

    6%Hiukkavaara
    Oulu 14%Karjasilta 12%
    45%Pahkakoski - Räinä
    6%Hiukkavaara45%Pahkakoski - Räinä

  • Average home size36/44

    45.6 m²Äimärautio
    Oulu 74.8 m²Karjasilta 57.1 m²
    129.5 m²Kontio
    45.6 m²Äimärautio129.5 m²Kontio

Residents

Age

Older residents stand out: 25% are 65 or over (Oulu: 18%).

KarjasiltaOulu

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents in each age group.

Main activity

Pensioners make up 28% of residents, more than in Oulu (20%).

  • Karjasilta44%11%28%
  • Oulu44%11%20%16%
  • Finland43%26%15%

  • Employed44%
  • Unemployed6%
  • Students11%
  • Pensioners28%
  • Children aged 0–148%
  • Other2%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of all residents. Unemployment is counted for ages 16 to 64.

Mean age
45.0
Oulu: 40.0
Unemployed, share of the labour force
12%
Oulu: 14%
Household size
1.6
Oulu: 1.9
Floor area per person
37.2 m²
Oulu: 39.7 m²

Households and homes

Tenure

52% of households rent their home, more than in Oulu (45%).

  • Karjasilta47%52%
  • Oulu54%45%
  • Finland61%38%

  • Owner-occupied47%
  • Rented52%
  • Other or unknown1%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households.

Dwellings

77% of homes are in blocks of flats and 20% in detached, semi-detached or terraced houses. Homes are smaller on average than in Oulu (57.1 m² against 74.8 m²).

  • Karjasilta77%20%
  • Oulu56%43%
  • Finland48%50%

  • Blocks of flats77%
  • Detached, semi-detached and terraced houses20%
  • Other buildings3%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of dwellings by building type.

Household types

63% of households are people living alone and 12% are families with children.

KarjasiltaOulu

  • Living alone63%, Oulu 49%
  • Living alone, under 3528%, Oulu 19%
  • Couple under 35, no children6%, Oulu 6%
  • With children12%, Oulu 20%
  • With a child under 32%, Oulu 5%
  • Single parent2%, Oulu 4%
  • All members aged 18–6458%, Oulu 56%
  • At least one member 65 or over30%, Oulu 24%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of households. A household can belong to several types.

Average dwelling size
57.1 m²
Oulu: 74.8 m²
Dwellings
2,762
Summer cottages
0

Education and income

Highest qualification

45% of adults have a university or college degree, more than in Oulu (41%).

  • Karjasilta15%13%27%24%20%
  • Oulu16%34%24%17%
  • Finland22%36%22%13%

  • Basic education or unknown15%
  • Matriculation examination13%
  • Vocational qualification27%
  • Bachelor's or lowest tertiary24%
  • Master's or higher20%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over.

Income groups

21% of adults are in the lowest-earning fifth of Finland and 19% in the highest, close to 20% each.

  • Karjasilta21%60%19%
  • Oulu22%59%19%
  • Finland20%60%20%

  • Lowest 20% in Finland21%
  • Middle 60%60%
  • Highest 20%19%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of residents aged 18 or over in the national income tenths. In Finland the groups hold 20%, 60% and 20%.

Inhabitants' disposable monetary income, median
€25,234
a year, about €2,103 a month
Oulu: €25,996
Households' disposable monetary income, median
€29,792
a year, about €2,483 a month
Oulu: €35,724
University or college degree
45%
Oulu: 41%

Jobs

The area has 2,324 jobs; the largest industry is professional, scientific and technical (17%). More common than usual is arts, entertainment and recreation: 9% of jobs (Oulu: 2%).

Largest industries

KarjasiltaOulu

  • Professional, scientific and technical17%, Oulu 7%
  • Wholesale and retail trade12%, Oulu 9%
  • Education10%, Oulu 9%
  • Health and social work10%, Oulu 23%
  • Accommodation and food services9%, Oulu 3%
  • Arts, entertainment and recreation9%, Oulu 2%

Source: Statistics Finland, Paavo, statistics year 2024 · Share of jobs with a known industry.

Jobs located here
2,324
Jobs per resident
0.61
People working in the area divided by people living there
Oulu: 0.46

Sectors

  • Karjasilta92%
  • Oulu19%81%
  • Finland20%77%

  • Primary production0%
  • Industry and construction8%
  • Services92%

Source: Statistics Finland, Paavo, statistics year 2024

Change since 2010

The number of residents has grown by 21% since 2014, faster than in Oulu. Median income has risen by 23% since 2014, slower than in Oulu (28%).

Residents

Permanent residents at the end of each year. Source: Statistics Finland, Paavo.

Disposable monetary income, medianKarjasiltaOuluFinland

Income after taxes and compulsory payments, transfers received included. Euros of each year, not adjusted for inflation. Source: Statistics Finland, Paavo.

Neighbouring areas

Definitions and sources

Residents
People whose permanent home was in the area on 31 December, placed by the coordinates of their building. About 1% of residents have no coordinates and appear only in city figures.
Income
Disposable money income of residents aged 18 or over: earnings, entrepreneurial and property income and received transfers, minus taxes and other paid transfers. In euros of the year.
Households
People living permanently in the same dwelling. Household types overlap.
Prices
Average debt-free prices per m² of old flats in housing companies. A postal code area with too few sales gets the figure of its price area or city.
Rents
Average rents per m² of non-subsidised flats in new leases, by rent area.
Small areas
Statistics Finland withholds details of areas with fewer than 30 residents, households or adults, with fewer than 10 dwellings or only one building, or with fewer than 10 jobs.

Source: Statistics Finland: postal code area statistics (Paavo) 2024, prices of old dwellings, rents of dwellings (CC BY 4.0).